-
Created On: 03/09/2026
in Lower My Payment
We love making homeowners happy—and what better way than to help you save money over the life of your loan? If you are looking to reduce your monthly payment, options may be available for your loan. Browse the topics below and reach out to us with...
-
Created On: 03/09/2026
in Lower My Payment
If you want to lower your monthly mortgage payment and have the means to make additional payments toward your loan principal, a mortgage recast might be a great option for you. Learn what a recast involves, how it can help you save now and long ...
-
Created On: 03/09/2026
in Year-End Statements
How can my Form 1098 help with tax deductions? This statement reports the total mortgage interest paid on your loan during the year. Generally, homeowners may be able to deduct mortgage interest from their taxes owed to the IRS. For information...
-
Created On: 03/09/2026
in Year-End Statements
Where can I find my tax statement online? Year-end tax statements are generally available by January 31 following the applicable tax year. When your statement is available, log in to our website or app, go to Documents , and expand the Taxes ...
-
Created On: 03/09/2026
in Year-End Statements
I have other questions about year-end tax statements. Whom should I contact? If you have questions specific to taxes and deductions, reach out to the experts. Consult a qualified tax advisor, contact the IRS at 1-800-829-1040, or visit IRS.gov...
-
Created On: 03/09/2026
in Year-End Statements
When and how will I receive my year-end statement? Year-end statements are sent by January 31 each year. If you enroll for electronic year-end statements by December 31, we will notify you by email when your statement is available online to vie...
-
Created On: 03/09/2026
-
Created On: 03/09/2026
in Year-End Statements
What year-end statement should I expect from you? Depending on your account activity last year, you may receive the following IRS Form from us: Form 1098: Reports interest we received on a mortgage. Form 1099-C: Reports when a debt is cancel...
-
Created On: 03/09/2026
-
Created On: 03/09/2026
in Escrow Statement FAQs What is an escrow shortage? All escrow accounts have a minimum required balance , which equals your expected tax and insurance expenses plus some extra money in case your bills go up – this is called a cushion. If your escrow account balance is e...