Updated Articles

  1. Ways to Pay

    How can I make my home loan payments? We offer a variety of quick and easy payment options for your mortgage/home loan. Choose the way that is most convenient for you: Login to your online account  Set up autopay (recurring monthly ACH draft...
  2. Escrow Waiver

    Can I remove my escrow account?  Options to remove an escrow account from a loan vary based on factors such as state laws, investor guidelines, loan type, property type and Loan-to-Value (LTV) ratio.  If the loan qualifies, tax payments and home...
  3. Escrow, Tax & Insurance

  4. Paying Off Your Loan

    A payoff statement for a mortgage, sometimes referred to as a payoff letter, is a document that details the exact amount of money needed to fully pay off your mortgage loan.  It encompasses  your outstanding balance, the interest you owe,  an...
  5. Home Equity Line of Credit (HELOC)

  6. HELOC Payment FAQs

    Why does my monthly payment change? In general, HELOC payments can change from month to month for a variety of reasons. A few common reasons include: Interest Rate changes:  Most HELOCs have a variable interest rate that periodically adjusts ...
  7. Year-End Statements

  8. Year-End Statement Basics

    What year-end statement should I expect from you? Depending on your account activity last year, you may receive the following IRS Form from us: Form 1098: Reports interest we received on a mortgage. Form 1099-C: Reports when a debt is cancel...
  9. Property Damage & Claims Assistance

  10. Claims

    What do I need to do if my home has been damaged? Here’s what you need to do first:   Contact your hazard insurance company to file a claim.   Begin the claims process with : Call  833.253.1133 , and w e'll let you k...